Quality healthcare is becoming increasingly expensive in most countries and that is why you should not overlook the importance of health insurance.
A medical cover will save you a huge deal of money in the long run. It provides you with the financial assistance in times of need and acts as a safety net against high and sudden medical costs.
Although insured people pay excesses and a monthly premium, the total amount which is spent annually is usually less than the amount that would have been paid fully out of their own pockets.
Health insurance should no longer be considered as an option but a must for everyone. It enables you to enjoy high-quality healthcare facilities and it gives you access to some of the best private clinics in the country. Moreover, you can also resort to preventive medical services so as to avoid serious illnesses.
Most uninsured people receive less timely medical care or they tend to wait until their condition has worsened to purchase health cover. It is better to pay for a small monthly fee for a medical cover than incur huge medical bills. In Mauritius, uninsured people have to rely on the public healthcare which is free but limited or cater for the costs of private health care at their own expense.
Having a medical cover contributes to your physical, emotional and financial well-being. It provides you with peace of mind as you are become aware that you can afford the proper health treatment in case of a severe illness or injury.
It is a wise decision to get a medical cover as from a young age even if you are enjoying a sound health. You should not wait until you fall sick and will require treatment to opt for a health insurance as pre-existing conditions are not covered by most insurance companies.
It’s better to opt for health insurance when you least want it because exclusions may apply when you will really need it!
Source: www.indiatimes.com; www.healthcare.gov; http://www.goodhousekeeping.co.za/; http://www.heart.org